Home Let/ Unoccupied Properties
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Why First Point?
Finding specialist insurance for rental properties can be a challenge so you could end up with inadequate cover. Our policies are specifically designed with landlords in mind and will offer comprehensive protection at a competitive price.
In addition to standard insured perils such as fire, theft, flood and subsidence, the features of our policies can include:
- Loss of rent, up to 20% of the building sum insured
- Malicious acts and vandalism if caused by the tenant/s, £5,000 limit
- Accidental breakage for fixed sanitary ware, ceramic hobs and glass
- Optional full Accidental Damage cover
- Legal liabilities up to £2,000,000
- Conditional cover for properties unoccupied between lets
- New for old replacement of contents
- Theft or malicious damage to contents in garages and outbuildings
- Optional Legal Expenses insurance for the recovery of an undisputed debt
The benefits presented on this page are intended as a guide only, underwriter’s acceptance and policy terms may apply. Please contact us for a detailed quotation and personal recommendation.
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