Liability and Contractors All Risk

Our liability policies can be tailored to suit your business requirements, whether you are a self employed plumber or you own a cleaning contractors company you will need liability cover. We are also able to source competitive terms for an extensive list of occupations.

Why do I need Public Liability Insurance?

If you deal with the public, although not a legal requirement, it is recommended that you obtain public liability insurance. This covers your business for damages and compensation payouts along with any related legal fees in the event that your business has caused injury or death to a member of the public or damage to their property.

Why do I need Employers’ Liability Insurance?

Employers’ Liability cover is a legal requirement if you have employees, including bone fide sub-contractors. This covers your business against damages and legal costs resulting from an employee suffering an injury or disease due to, and during their employment. The minimum legal liability is £5 million, however most of our policies cover £10 million with higher limits available on request.

Our policies can include cover for:

• Business Interruption
• Tools & Transit Cover
• Own Plant / Hired in Plant
• Professional Treatments

Call us now on 0844 9119999 to discuss your liability or contractors all risk requirements further click here to leave your details and one of our consultants will be in touch.