Car-jacking in the UK is a growing problem and the police believe crimes are a response to advances in vehicle security. Thieves are avoiding trying to break into locked cars in favour of getting their hands on the ignition keys. In extreme cases drivers have been threatened at gun point and police forces around the UK have been issuing advice for drivers.

Specialist insurance providers, Chubb and Zurich Private Clients, now offer cover under these extreme circumstances. Cover includes the cost of medical expenses, counselling or other associated expenses, subject to policy terms and conditions.

Tracking devices can locate your vehicle following a car-jacking theft and many insurers now insist an approved tracking device is fitted to a significantly valuable or attractive car. We like i-mob as it’s full of features to protect you and your car. Following a vehicle theft i-mob security devices allow you to make immediate contact with your vehicle from any phone enabling you to immobilise it remotely and find out its whereabouts.

There are many security systems to choose from and we must stress the importance of checking the insurer’s requirements with us before deciding which device to buy and install. The Motor Insurance Repair Research Centre, Thatcham as they are more commonly known, have categorised vehicle location systems, vehicle remote immobilisation systems and vehicle signalling systems and whilst insurers will currently consider devices outside of this category we believe this will become industry standard before too long.