Home Sports and Executive Help and Advice Security systems
 |
Vehicle security systems - help and advice
Some insurance companies offer reduced premiums to customers who fit approved security systems to their vehicles. In addition insurers that provide cover for prestigious cars may carefully consider lifestyle underwriting factors when deciding to offer terms. Whilst we can arrange adequate insurance protection for your cars you should accept your responsibilities to ensure car crime is kept to a minimum. If you take security precautions seriously, not only will this reduce your chances of suffering from car crime, it also means you can obtain a wider choice of cover and reduce your insurance premiums.
For vehicles significantly high in valuable we recommend the installation of an insurance approved tracking device, some insurers may even insist that this be fitted to provide insurance cover. Relative to the value of your car these systems are generally inexpensive and the success rate in returning cars after a theft is very high. Tracking devices monitor the vehicles movement after a theft and are operated using radio or satellite positioning. If the car is stolen the system is activated to send out a unique signal that the police can follow. Some systems are even capable of detecting unauthorised movement of your car and will alert the driver that their car may have been stolen. When combined with a satellite Global Positioning System, tracking devices can pinpoint the exact whereabouts of your car and relay the information to the police.
There are many tracking devices to choose from and we must stress the importance of checking the insurer’s requirements with us before deciding which device to buy and install. The Motor Insurance Repair Research Centre, Thatcham as they are more commonly known, have categorised vehicle location systems, vehicle remote immobilisation systems and vehicle signalling systems and whilst insurers will currently consider devices outside of this category we believe this will become industry standard before too long.
We have many years experience arranging insurance cover for attractive valuable vehicles and whilst many of the top tracking devices will provide adequate protection we suggest researching your options and seeking guidance. We like i-mob as it’s full of features to protect you & your car and you will find a number of systems that comply with Thatcham's rigorous approval examinations.
|
|