Risk management for life

When you own unique assets and such irreplaceable possessions as art, heir looms, classic cars, antique jewellery, period furniture or yachts, it‘s just as important to keep them safe as receiving financial compensation for their loss. As the world's largest insurer, AIG Private Client Group recognise this, based on their worldwide experience protecting those who enjoy the finer things in life.

AIG design bespoke and all-inclusive insurance policies that provide protection if the worst does happen. But, because they carefully appraise all of their clients’ risks, they can also recommend specific courses of action to safeguard them; greatly reducing the likelihood of losing them in the first instance. This tailored approach ensures that they minimise the risks and therefore save you time and money- at the same time as providing the financial protection and service that you need.

It can be difficult to find insurance that provides the right mix of protection, cover levels and service for your lifestyle. Many asset-rich people are actually underinsured, because they simply don’t have the time to fully itemise and evaluate everything they own. But if you do happen to wrongly estimate the value of your possessions, you could be fighting a losing battle with standard insurance companies when you finally come to claim. Detailed property appraisals from experts at AIG will ensure that your buildings are protected with the exact level of cover required. And, as they take responsibility for this valuation, no matter what the actual property replacement cost is, they will guarantee to cover it in the event of a loss*. This provides you with the ultimate confidence that there will be no reinstatement shortfalls.

* Grade I listed buildings excepted

At AIG Private Client Group, they acknowledge individuality in insurance needs and design policies that provide cover appropriate to each task. These can accommodate all of your residential, contents, motor and travel insurance requirements across the globe, affording you the ease of one renewal date and one payment. AIG are part of the American International Group, Inc. (AIG), the world’s largest and most successful insurance and financial services organisation, with more than 85 years of experience and over 65million customers in more than 130 countries and jurisdictions. This outstanding reach and experience means AIG Private Client Group is ideally situated to arrange cover for your possessions wherever they might happen to be. That’s why they already provide insurance for thousands of discerning individuals and their personal assets, including some of the most notable and unique properties in the world. Contact us today to become an AIG Private Client.

Property, Home and Contents

• Worldwide all risks cover
• Contents automatically covered at up to 50% of the main buildings sum insured
• Guaranteed reconstruction of buildings where we have appraised (except for Grade 1 listed)
• Agreed value for scheduled items of Fine Art and Jewellery

Risk Management and Fine Art Services

• Verification of buildings and contents values at risk
• Loss prevention review and Disaster Planning advice
• Security and fire prevention consultancy
• Access to Fine Art valuation services

Motor

• Any driver or named driver policy
• Fully comprehensive driving other cars for insured or spouse
• Up to £3,000 for a hire car after an accident
• Agreed value for all vehicles - new car replacement

Liability

• Public Liability £10m
• Employers Liability £10m
• Identify Fraud up to £25,000
• Hired & Borrowed motor vehicle cover for the U.S. & Canada

Other covers available

• Travel
• Aviation
• Marine
• Kidnap & Ransom